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#1 Drutriefe

Drutriefe
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Objavljeno: 22. september 2012, 11:56

(Also known as). Full replacement policy. A homeowners policy that pays to replace, rebuild, or repair damaged property at the cost of replacing the property (up to the policy maximum). Monthly Statement: An account statement that contains a detailed list of transactions that have taken place in a month, along with the service charges. It is usually mailed, or sent by electronic mail, to the customers every month.
Reverse Mortgage: Also known as lifetime mortgage, reverse mortgage is a special type of home equity loan for seniors, especially those who are 62 years of age or older. Reverse mortgage allows senior individuals to take loan against the value of their home, or convert a part of home equity to multiple annual payments, or one lump sum payment. The repayment can be postponed till the death of the owner or until the property is sold. An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant. The ability of a consumer who has opted out to have their name re-added to prescreened credit and insurance offer lists, direct marketing lists and individual reference service lists. Consumers who have previously opted out of receiving prescreened offers may have their names added to prescreened lists for credit and insurance offers by calling 1 888 5OPTOUT (1 888 567 8688).
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Collateral Property acceptable as security for a loan or other obligation. No-fault Insurance Adjustable Rate Mortgage: A type of mortgage where the interest rate changes during the term of the loan. This change can be influenced by factors, like, interest rate on treasury securities. Know more about adjustable rate mortgage.
A dispute arises when an entry is spotted on a credit report which is either incorrect, fraudulent, or an outright mistake. Each credit reporting agency has a process by which you are able to dispute entries on your credit report if you find them. Because of the sensitive nature of credit information, you are recommended to check for errors at least twice per year. Premium. The charge for insurance protection. A claim for damage, loss or injury made by an insured.
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Surgical schedule. A list of maximum amounts payable under an insurance policy for specific types of surgery. Personal Injury Protection - Pays basic expenses for an insured and his or her family in states with no-fault auto insurance. No-fault laws generally require drivers to carry both liability insurance and personal injury protection coverage to pay for basic needs of the insured, such as medical expenses, in the event of an accident. An extra charge applied by the insurer. For automobile insurance, a surcharge is usually for accidents or moving violations.
Average Daily Balance Method: It is a method of calculating financial charges based on the average daily balance. The average daily balance is obtained by adding the balance amount at the end of each day of the billing cycle and dividing the final figure by the number of days in the billing cycle. The number thus obtained is the average daily balance, which is then multiplied by APR or interest rate to calculate the financial charges of a month or a year. Deductible. The amount of covered charges an individual must pay before the insurance company begins payments. Insurance company can only require individual to pay 50% of the basic health services. Dispute or Credit Dispute: Challenging the accuracy of the information on a credit report by requesting an investigation.
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On the credit report, the date the creditor last reported information about the account. Mortgage Insurance Policy - In life and health insurance, a policy covering a mortgagor with benefits intended to pay off the balance due on a mortgage upon the insured's death, or to meet the payments due on a mortgage in case of the insured's death or disability. Cancellation
National Insurance Crime Bureau (NICB) Property Damage Liability Coverage Bankruptcy Dismissed A court order that denied one's bankruptcy petition making the debtor still liable for all debts.




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