Reinspection Insurance Attorneys - An attorney who practices the law as it relates to insurance matters. Attorneys might be solo practitioners or work as part of a law firm. Insurance companies who retain attorneys to defend them against law suits might hire staff attorneys to work for them in-house or they might retain attorneys on an as-needed basis. A.M. Best's Directory of Recommended Attorneys and Adjusters lists insurance defense attorneys who concentrate their practice in insurance defense such as coverage issues, bad faith, malpractice, products liability, and workers' compensation. Guaranty fund. A state fund to pay claims of insurers when a company is insolvent.
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Issued when a loan is registered on the Mortgage Electronic Registration Systems Inc. database. This is a record of ownership rights to property in America. The price of the insurance policy that the insured pays in exchange for insurance coverage. Inflation Protection - An optional property coverage endorsement offered by some insurers that increases the policy's limits of insurance during the policy term to keep pace with inflation.
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Gap Insurance Damaged property which is taken over by the insurance company after payment of a claim. Protects homeowners from losses to their homes, personal property, and some types of damage or injury to others for which the homeowner is liable. Homeowners insurance is subject to the terms, limits and conditions of your policy contract.
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This refers to the amount of time which negative information is held on your credit report. By law, a maximum of 10 years is applicable to bankruptcy and 7 years to all other negative entries (i.e. foreclosure). Some items, however, stay on the report indefinitely. One example of such an entry would be a tax lien. Liability: Liability means the obligation or responsibility to pay money to another party. As a credit term, it means the legal obligation to settle a debt by repaying the creditor. The amount for which a person is obliged to pay is known as 'liability amount'. S Loss - Any provision in a policy designed to cut off an insurer's losses at a given point.
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